Legal/Copyright and Trademarks

Legal
This Web-site is proprietary to Global Educational Marketing Corporation. If you wish to access and use this Web-site, you must accept and agree to be bound by and comply with these terms. If you do not agree to these Terms, then you must refrain from accessing or using this Web-site. All Terms shall apply irrespective of the specific use made by Internet users of this Site.

Security and Confidentiality
By using this Web-site you hereby acknowledge and confirm that the Internet is not a secure medium where privacy can be ensured and that complete security and confidentiality over the Internet is not possible today. Your confidential use of this Web-site cannot be guaranteed and you therefore agree and acknowledge that your use of this Web-site may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, Global Educational Marketing Corporation shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

Privacy
Any information provided to Global Educational Marketing Corporation through this Web-site is used for its business purposes only in order to service your needs as a subscriber.

Global Educational Marketing Corporation may use "cookie" or any other technology in order to track usage of the Site, and in order to improve our service to our subscribers.

Governing laws
The laws of the Province of Ontario and the federal laws of Canada applicable therein shall govern as to the interpretation, validity and effect of this Agreement and any use of the Site. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Ontario in any action or proceeding instituted under or related to this Agreement or your use of this Web-site.

Any litigation arising out of or in connection with the use of this site shall be exclusively in the province of Ontario courts of Canada.

If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement relating to but not limited to this Web-site, its use and its contents and shall not be modified except in writing by Global Educational Marketing Corporation.

Use of the Site
The Site does not, and it is not intended to, provide any saving, investment, financial, accounting, legal or tax advice, and shall not be relied upon in that regard.

You hereby agree and acknowledge that this Web-site shall not be used, or relied upon by you, as a substitute for your independent research or professional advice that is provided to you in direct consultation with a Global Educational Marketing Corporation representative

Global Educational Marketing Corporation educational plan and related services are available only in jurisdictions where they may be lawfully offered. Therefore, Global Educational Trust Plan and related services are not available in all geographic regions. Global Educational Marketing Corporation and related services shall be subject to the terms and conditions of this agreement.

The Global Educational Marketing Corporation Disclaimer
By using this Web-site, you hereby agree that your use of the aforesaid Web-site shall be on an "as is" basis entirely at your own risk. Neither Global Educational Marketing Corporation, nor any of its affiliated or associates companies, nor any officer, director, or employee thereof, nor any other person associated with the creation of the Web-site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of this Web-site, including without limitation any direct, indirect, special, third party, or consequential damages. Without limiting the foregoing, Global Educational Marketing Corporation shall not be responsible for any detrimental reliance that you may place upon the Site or its contents whatsoever.

By using this Web-site you agree and acknowledge that past performance is not an indicator of future returns and that references to performance on this Web-site are provided as historical benchmarks only.

Price and availability of information contained in this Web-site is subject to change without notice.

You are responsible for ensuring that you are appropriately informed about any securities, taxation or other legislation or law that could affect your decisions as subscriber.

Global Educational Marketing Corporation makes no representation, warranties of any kind with respect to this Web-site, its contents or any other Web-sites that may be linked hereto. Global Educational Marketing Corporation disclaims all such representations and warranties, including but not limited to warranties of merchantability and fitness for a particular purpose. In addition Global Educational Marketing Corporation does not represent or warrant that the information accessible via this Web-site or any other Web-site linked hereto is accurate, complete or current.

Links
Any link to other Web-sites is provided as a convenience only, and such linkage does not imply any type of association, sponsorship, endorsement, approval of, or responsibility for, the linked site or its content. The policies of suppliers whose products or services are offered on this site or other linked sites may differ from those of Global Educational Marketing Corporation. Global Educational Marketing Corporation is not responsible for and has no control over such policies, including policies regarding privacy, merchandise returns and security, and these should be carefully reviewed before placing an order with such suppliers.

Other
All obligations of Global Educational Marketing Corporation with respect to products and services on this site are subject to acceptance of the user's order by Global Educational Marketing Corporation.

Copyright and Trademarks

Copyright
The Web-site and its content are protected by Copyright laws on such matters, and its content cannot be altered without infringing on the Global Educational Marketing Corporation's rights.

Therefore, all texts, illustrations, graphics and images displayed on the site are and shall remain at all times the property of the Global Educational Marketing Corporation, unless stipulated otherwise herein and cannot, under any circumstances, be sold, reproduced, copied, modified, published or distributed, in whole or in part, as the case may be, without express written permission from Global Educational Marketing Corporation.

Furthermore, it is prohibited to cite or transmit to newsgroups, mail lists, or electronic bulletin boards, or incorporated into any other Internet Web-site nor may links be created to this Web-site without indicating the source and address of the Web-site and without the prior written consent of Global Educational Marketing Corporation, its subsidiaries or affiliated companies.

Trademarks
Most of names, phrases, logos, icons, graphics, words, titles or designs or other content in the pages of the site are, as the case may be, trade names or trademarks of Global Educational Marketing Corporation, its affiliated companies and its subsidiaries and represent only part of their intellectual property.

Most of, titles, phrases, logos, icons, names, words, graphics or designs or other content in this Web-site may constitute trademarks or trade names, registered or not, property of Global Educational Marketing Corporation's associates or third parties and may be used under license. The display of trademarks and trade names in this Web-site does not imply that a license of any kind has been granted to anyone else. You hereby not permitted to use these marks or names without express consent from Global Educational Marketing Corporation, its associates and affiliates or from the third party owner of these marks or names.

Any unauthorized downloading, retransmission, or other copying or modification of trademarks and/or the contents of this Web-site may be a violation of any federal or other law that may apply to trademarks and/or copyrights and give rise to legal action.

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